CivicIndex

Federal Policy

Finance and Banking

Financial-sector legislation covers banking regulation, securities markets, consumer credit, capital requirements, fintech, and cryptocurrency oversight. The Dodd-Frank Act of 2010 and its subsequent modifications are the dominant framework.

Committees with jurisdiction

  • House Committee on Financial Services
  • Senate Committee on Banking, Housing, and Urban Affairs
  • Financial Services and General Government
  • Health Care and Financial Services

Members who specialize in this area

Leadership

Committee members

84 more members on jurisdictional committees not shown.

Recent bills in this area

  • HR. 8286 — Protecting Americans’ Retirement Savings From Politics Act

    Sponsor:
    Bryan Steil · Republican · WI
    Latest action:
    Placed on the Union Calendar, Calendar No. 618.

  • HR. 8278 — Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act

    Sponsor:
    Marlin A. Stutzman · Republican · IN
    Latest action:
    Placed on the Union Calendar, Calendar No. 617.

  • HR. 8671 — Bank Fraud Technology Advancement Act of 2026

    Sponsor:
    Mike Flood · Republican · NE
    Latest action:
    Placed on the Union Calendar, Calendar No. 612.

  • HR. 425 — Repealing Big Brother Overreach Act

    Latest action:
    Placed on the Union Calendar, Calendar No. 609.

  • HR. 3633 — Digital Asset Market Clarity Act

    Latest action:
    Placed on Senate Legislative Calendar under General Orders. Calendar No. 423.

  • HR. 8873 — Recover COVID Unemployment Fraud in Banks Act

    Sponsor:
    Beth Van Duyne · Republican · TX
    Latest action:
    Placed on the Union Calendar, Calendar No. 585.

  • HR. 9035 — Ending Fossil Fuel Bailouts Act of 2026

    Sponsor:
    Dave Min · Democratic · CA
    Latest action:
    Referred to the Committee on the Judiciary, and in addition to the Committee on Natural Resources, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

  • HR. 8957 — American Reserve Modernization Act of 2026

    Sponsor:
    Nicholas J. Begich III · Republican · AK
    Latest action:
    Referred to the House Committee on Financial Services.

Frequently asked

Who regulates banks?

The Federal Reserve, OCC, FDIC, and CFPB share federal banking oversight. State banking departments handle state-chartered institutions. Congress sets the underlying authority for all of them.

What is Dodd-Frank?

The Dodd-Frank Wall Street Reform and Consumer Protection Act passed after the 2008 financial crisis. It created the CFPB, restricted proprietary trading by banks, and set up new mechanisms for unwinding failing financial firms.